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Learn why people who have $15,000 or more in credit card debt are choosing to consolidate their debt all at once, using a personal loan from online lenders like
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What’s the key to controlling your credit card debt? The interest rate you pay. Unfortunately, not all credit cards are set at a fixed rate — read the fine print, and you’ll see that the interest rate on your credit cards may be linked to the prime rate and subject to change at any time .
Interest rates have been kept artificially low by the Federal Reserve since the Great Recession of 2008. But on December 16, 2015, they raised it from a range of 0% to 0.25% to a range of 0.25% to 0.5%. 2
The impact of this means that other interest rates will eventually rise as well — including variable rates on credit cards. So if you’ve ever been upset about the minimum payments you have to make each month, you will be even angrier when your interest rates jump up.
One way to escape this is to lock in a low, fixed rate on a personal loan and pay off your credit card debt now — before the interest rates go up.
Fast Highlights on FreedomPlus1 Personal Loans:
To learn how much of a loan you may qualify for, visit FreedomPlus now .
Leur montant varie selon les organismes et leurs orientations économiques .
Les montants s'étalent de 2 000 € à 50 000 € (et même 90 000 € pour des projets innovants).
Ainsi le montant moyen des prêts d'honneur octroyés par Initiative France a été de 8 500 € en 2014, tandis que le montant moyen des prêts d'honneur atteignait 29 000 € en 2014 dans le Réseau Entreprendre .